We live in a society of instant gratification. We want what we want and we want it now. The practice of saving and waiting can be an unnatural and difficult process; however, it important to establish a consistent savings habit. Stop putting it off and start saving for unexpected expenses and future goals. It is the foundation of good money management and a stress eliminator.
Save for an Emergency
Unfortunately emergencies happen. Cars break down, pipes burst, or other unexpected expenses can occur. Instead of waiting for these bad things to happen, prepare yourself so that you are ready when these bad things inevitable happen. Set up a emergency fund account and contribute a small amount each month until you have at least $1000 saved up. Ideally you should save at least three to six month of expenses.
Save for Retirement
Having insufficient savings for retirement may force to work longer than you want to. In order to be able to enjoy your golden years, put money aside each month for retirement. A lot of employers offer matching funds, so you should at least contribute the minimum amount to be eligible for matching. Ideally, you should contribute 10 to 15% of your monthly income, but even a small amount each month can really add up over a 20 to 40 year career.
Save for “Wants”
If you plan on getting married, going on vacation, or making a “big” purchase like furniture or electronics you should save up the purchase amount rather than paying interest to a credit card company. You are also in a better position to negotiate if you have cash saved up. Additionally, saving up for a down payment for a car or a home can help you getter better interest rates.
Build Your Savings
One way to make saving easier is to have a portion of every paycheck automatically transferred or direct deposited into a savings account so you do not have to think about it. Another way to build savings is to add extra money, such as tax refunds, reimbursements, raises, and bonuses, to your savings account rather than spending it right away. Starting a consistent savings habit is not easy, but it is important to ensuring financial security in the future
We cordially invite you to join us as we begin…
Building Partnerships to Employ Veterans & Individuals with Disabilities
Birmingham District Office of Federal Contract Compliance Programs
Alabama Department of Rehabilitative Services
Employers, join us and learn how you can partner with local recruitment and referral sources that have a pool of qualified veteran and disabled applicants seeking employment opportunities. Connect with other community based organizations, federal contractors, and state employment agencies in the effort to build a diverse workforce!
Department of Veteran Affairs
Alabama Career Center
Alabama Vocational Rehabilitation
Still Serving Veterans
June 25, 2014
10:00 a.m. – 12:00 noon (CST)
Alabama Department of Rehabilitation Services
3000 Johnson Road SW, Huntsville, Alabama 35805
Federal contractors make a contractual promise to provide equal employment opportunity. Community, faith-based, and other organizations want to find jobs for their constituents. OFCCP wants to forge partnerships between job-seekers and federal contractors. Together, we can build a diverse workforce!
To R.S.V.P. contact Christopher Williams at
firstname.lastname@example.org -or- (205) 731-0820
Should you require accommodation, please inform us when you R.S.V.P.
October 6, 2014 marks the date for Still Serving Veterans’ 9th Annual Golf Tournament. This four person scramble tournament will be hosted at Cherokee Ridge, a beautiful golf community nestled in the serene landscape of Union Grove, Alabama. Proceeds will go toward supporting the many programs and services Still Serving Veterans offers to the Veteran community.
The cost for this event is $150.00. This price includes breakfast, lunch, green and cart fees, participation in the tournament, and participation in other competitions such as Men’s Longest Drive, Women’s Longest Drive, Hole-in-One, Closest to the Pin, and more.
More details coming soon. For more information, please contact Shannon Drake at email@example.com
Madison-based Blue Pants Brewery is hosting a “We Care Wednesday” that will support Still Serving Veterans on June 11. The event will run from 3pm to 10pm and will feature live music from local artist Robby Eichman. A food truck will also be present. $1 of every purchase made during the event will be donated to Still Serving Veterans to support their mission: assisting Veterans and their families find jobs, receive their benefits, and find resources within their community to meet all needs.
Blue Pants’ brewers started out as homebrewers, playing with ingredients, and learning which tastes they love. They use their skills and creativity to create unique, or just exemplary beers, that may not fit any particular style category but are always good. Brews currently available are:
- SPARE PAIR Pale Ale 6.0%
- BOURBON WEE HEAVY Strong Scottish Ale 13.0%
- WEEDY’S Double IPA 8.5%
- WORKMAN Common Lager 5.0%
- AMBER WADERS OF GRAIN Amber Lager 5.0%
- SLIP ROSE Strawberry Saison 6.5%
- KNICKERBOCKER Red Ale 7.0%
- BREECHES ESB English Bitter Ale 5.0%
- HIGHWATER Hoppy Tripel 9.0%
- PINSTRIPE Stout 8.0%
- TUXEDO BLACK IPA 7.0%
Performer Robby Eichman plays sunny Rock and Roll by employing the use of loop pedals, guitar, tambourine, and harmonica. He plays a mix of covers and originals. Robby was also named one of the top three vocalists in the Tennessee Valley. He wears his catchy influences on his sleeve and plays catchy music, which has proven to charm crowds into staying for “just one more song” until last call time and time again.
Blue Pants Brewery is located at 500 Lanier Rd. Madison, AL 35758 (map)
Donate to Still Serving Veterans
Visit Still Serving Veterans’ Website
Visit Blue Pants Brewery’s Website
Visit Robby Eichman’s Website